ClaimSpeak

Job Velocity Recovery Calculator

Authorization stalls cost restoration companies real money — idle crews, aging receivables, expanding scope. Most stalls happen because the homeowner doesn't understand the insurance side. Enter your numbers to see what that costs and what shifts when clients arrive informed.

Your Operation
All active jobs — water, fire, mold, storm, contents
jobs
Homeowner hesitates, calls carrier, delays signing — typically 25–40% of jobs
%
From initial estimate delivery to signed authorization on stalled jobs
days
Crew reallocation, equipment idle time, project management overhead, secondary damage risk
$ / day
Current Delay Cost
Stalled jobs per month 6
Stalled jobs per year 72
Total delay days per year 360 days
Annual cost of authorization delays $108,000
With ClaimSpeak
Confusion Stalls Absorbed by ClaimSpeak
$54,000
recovered per year
36 fewer stalled jobs · 180 delay days eliminated
Current annual delay cost $108,000
Confusion stalls absorbed by ClaimSpeak $54,000
Scope stalls (carrier disputes, supplement delays) $54,000

Authorization stalls fall into two categories: confusion stalls — where the homeowner delays because they don't understand the estimate, the carrier's approval, depreciation, or what they're signing — and scope stalls — where the delay is caused by a carrier dispute, supplement negotiation, or legitimate scope disagreement. ClaimSpeak absorbs confusion stalls by giving the homeowner claim intelligence before they see your estimate. Scope stalls remain — those involve the carrier, not the client's understanding. The projection above reflects this structural split.