ClaimSpeak

ClaimSpeak Through Property Management

When a claim happens at a managed property, someone on your team usually ends up explaining the insurance side to the owner. What the carrier approved, what depreciation means, what the estimate says. ClaimSpeak handles that part.

Portfolio Claim Exposure
5–8%
of units file a claim
in any given year
3–6
staff hours absorbed
per claim on insurance education
$0
earned on time spent
explaining insurance to owners
What That Looks Like Across a Portfolio

Example: 200-unit portfolio

Units managed 200
Claims per year (at 6%) 12
Staff hours per claim on insurance education 5 hrs
Staff cost per hour (fully loaded) $35
Annual cost of insurance education overhead $2,100

Those numbers scale with the portfolio. A 500-unit portfolio sees 25-40 claims per year. Beyond the direct hours, there's also the downstream effect of delayed owner decisions, extended vacancy during restoration, and tenant dissatisfaction during the process.

What ClaimSpeak Does

ClaimSpeak is a claim clarity platform for policyholders.

When a property owner has a claim, ClaimSpeak helps them understand what their policy covers, what the carrier's estimate says, and what the numbers mean. The owner gets the clarity on their own. Your team handles the property.

ClaimSpeak does not represent anyone. It does not negotiate with carriers or act on anyone's behalf. It provides clarity.

Where It Fits in Property Management
📋

During a Claim

The owner uses ClaimSpeak to understand the carrier's estimate, depreciation, and scope. Your team focuses on coordinating access and restoration, not explaining ACV vs. RCV.

🔒

Before a Claim

Pre-loss documentation across the portfolio establishes baseline property condition. When a claim happens, the carrier cannot dispute pre-existing conditions.

🔄

At Every Turnover

Move-in/move-out inspections create dated condition records that protect against tenant damage disputes and security deposit challenges.

📐

Across the Portfolio

One resource that applies to every unit, every claim, and every turnover cycle. Scales with the portfolio without adding headcount.

Documentation Services
🏠

Pre-Loss Documentation

Comprehensive property condition documentation before any loss occurs. Establishes a baseline that strengthens the owner's position when a claim is filed. Can be scheduled across the portfolio on a rolling basis.

🔑

Move-In / Move-Out Inspections

Dated, documented condition records at lease start and lease end. Protects the management company and the owner against tenant damage disputes. Integrates directly into the turnover process.

Both services can be incorporated into the management agreement as an additional offering. The owner gets protection. The management company gets a documented baseline for every unit.

One tool. Every unit. Every claim. Every turnover.

Interested in Using ClaimSpeak?
Your firm receives a referral link tied to your company. Share it with property owners when a claim comes up or when they have questions about coverage. No cost. No obligation. The link is active for 6 months, and from there we look at how it's been used and whether it's been useful. Simple as that.
claimspeak.app
Claim clarity for policyholders.