ClaimSpeak

Claims Support Cost Calculator

Most agencies absorb hundreds of hours per year on claims calls they can't resolve — clients asking questions, not requesting action. Enter your numbers to see the cost of those education calls, and what shifts when clients arrive informed.

Your Agency
Homeowner, renter, commercial — all lines that generate claims calls
Industry average is 5–7% of policyholders per year
%
Status checks, coverage questions, adjuster relay — typically 2–4
calls
Include hold time with carrier, follow-up notes, callbacks
min
Quoting, renewals, cross-selling — what the agent's time is worth when spent on production
$ / hr
Current Claims Support Load
Estimated claims per year 40
Total claim-related calls per year 120
Total hours on claims support 50 hrs
Annual cost of unbilled claims support $5,000
With ClaimSpeak
Education Calls Absorbed by ClaimSpeak
$2,500
recovered per year
25 hours shifted from explaining claims back to production
Current annual claims support cost $5,000
Education calls absorbed by ClaimSpeak $2,500
Action calls (FNOL, policy changes, carrier relay) $2,500

Claims calls fall into two categories: education calls — where the client needs something explained (claim status, coverage questions, settlement confusion) — and action calls — where the client needs the agent to do something (file the FNOL, contact the carrier, make a policy change). ClaimSpeak absorbs the education calls by giving clients claim intelligence at the point of need, before they pick up the phone. Action calls remain with your team — those are legitimate agency work. The projection above reflects this structural split.